Heartland Financial Investments



#3 South Main
Webb City, MO 64870





Rick Utter Bio

Hello, my name is Rick Utter.  I am a lifelong resident of Southwest Missouri, and I have been in the financial services business for almost 35 years.  I live in the Webb City area with my wife Sue.  We have one daughter Amy who is married to Dusty Frizzell.  They live in California and are the wonderful parents to our two grandkids - Asher and Silas.  

Sue and I are active with our church and enjoy volunteering with local charities.  We are pet lovers, and even our dog Roxie, who is a certified therapy dog, loves to volunteer at nursing homes with us.  We also enjoy golfing, spending time with our friends and family, riding horses, and biking.  

In 1982, I began selling life insurance on a part-time basis in the evenings and weekends while working as a full-time counselor at the Webb City Schools.  My business continued to grow, and my clients began to request information on investments and retirement accounts.  In order to meet my clients needs, I then passed the Series 6, 26, 63, and 65.

In 1997, after serving for 25 years as a Webb City school counselor, I retired in order to focus full-time on the investment and insurance business.  Today, I have hundreds of clients throughout the country ranging from teachers to small business owners.  I also work with most of the local school districts with their 403(b) plans, helping teachers understand the ins and outs of the PSRS.  I am frequently asked by the local school districts to present seminars and workshops explaining the public school retirement system.

Additionally, I handle large corporate 401(k) plans.  I have serviced and managed one of the largest 401(k) plans in the Joplin area for many years.  All of this experience has helped me develop a financial services firm that can cater to almost anyone that has a retirement, insurance, or financial planning need. 

Below is a highlight of my education, work experiences, credentials, and civic activities.

  • Bachelor of Science in Education from Missouri Southern State University
  • Masters in Psychology and Counseling from Pittsburg State University
  • Series 6, 26, 63, & 65 Registrations
  • Life, Health, and AD&D Insurance License
  • Retired Counselor and high school basketball coach from Webb City School with 25 years of service
  • Board of Directors for Webb City Cares
  • Past President Rotary Club of Webb City & Carl Junction
  • Lionbacker for MSSU
  • Member of Briarbrook Golf Course